Quasi your situation is the same as many other Americans and I commend you for surviving thus far. For years before I became disabled I was self employed and I just couldn't afford insurance fortunately I never got sick and when my family did I had to pay for it myself. None of the plans they are coming up with will do anything for those in our situation who just can't afford the insurance at all. Granted there are those who are free loaders but they are a very small minority and the rest of us should not suffer because of them. This administration will never do anything for the people because it does nothing for their pocketbooks.