The failure of the lenders was caused by all in charge over the past 20 years or so not just Bush. The welfare manipulation is done more by blacks than whites because whites are discriminated against in the welfare system. As of right now the economy is not very bad off and can be saved but it can get much much worse if it is not done right after Obama takes over. Our economy could tank completely to the point where our dollars are only used as toilet paper. If unemployment is driven even higher by Obama's tax the rich policy then the economy will feel it even more. I am not rich by any means but I do know that rich corporations will not let taxes affect their bottom line. I taxes are raised for them they will have layoffs to compensate for the loss. You people need to open your eyes and see how things could get worse instead of thinking things are as bad as they can get now.